Thank you for this - it got me thinking about some of my own characters. A lot of them are of the thinking-and-talking-rather-than-doing variety, which is really what killed my NaNo this year - I'm going to go over them with a fine-toothed comb before I start rewriting, and this will be a useful resource. :)
I think that more fantasy books in general could use a greater congruence between thought and action. If there's too much thinking, the book can get bogged down in interior monologue; on the other hand, a lot of action just for the sake of action means that the reader is less likely to understand why the characters are doing these things.
Mhm. I wanted to have some sort of balance - I needed a more equal ratio of talking and doing - but I got bogged down in the beginning with exposition and presenting characters. In my rewrite (whenever I do it - I realised some flaws in my worldbuilding, and some holes in my character-lineup), I'm most probably going to cut the first 25k words wholesale, and then keep only a few of those scenes that will be extensively rewritten.
See, it's about a civil war - there's lots of politics to consider, but also a whole lot of action, and I don't want to do the clichéd "War is horrible, blah, blah, blah" presentation most generic fantasy novels drag out; I want to show what each character goes through in the war, and how it changes them.
So, again, thank you for the rant - I think I'll go back and read some of your old ones, too. :)